Service Name: HOUSING AND ECONOMIC RIGHTS ADVOCATES (HERA) (PREDATORY LENDING ASSISTANCE)
Organization Name: HOUSING AND ECONOMIC RIGHTS ADVOCATES HERA
Location
Location Name: HOUSING AND ECONOMIC RIGHTS ADVOCATES (HERA)
- Accessibility: Handicap Accessible
- Physical Address: ****confidential****, Oakland, CA, 94604
- Mailing Address: P.O. Box 29435, Oakland, CA, 94604
- Description: Programs that provide assistance for people who believe they are victims of unscrupulous lending institutions that have pressured them into signing a loan agreement they cannot afford. Predatory lending tactics include high pressure sales techniques; misleading or fraudulent direct mail campaigns; failure to disclose unusually high interest rates, hidden transaction costs, excessive fees and punitive penalty clauses such as balloon payments; and loan agreements that are based on home equity rather than a realistic ability to repay. Predatory lenders frequently target the most vulnerable consumers including older adults, low income individuals, and people residing in communities underserved by traditional banking institutions.
- Website: http://www.heraca.org
- Email: inquiries@heraca.org
- Phone(s):
- Hours: Monday-Friday, 9am - 5pm; intake: Monday-Thursday, the first 3 weeks of the month
- Eligibility: Low and moderate income individuals
- Requirements: None
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Areas Served:
- Marin United States
- Napa United States
- Sonoma United States
- Contra Costa United States
- Santa Clara United States
- San Francisco United States
- Alameda United States
- Solano United States
- San Mateo United States
- Categories:
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Contacts:
- Maeve Elise Brown, Executive Director, inquiries@heraca.org