Service Name: HOUSING AND ECONOMIC RIGHTS ADVOCATES (HERA) (MORTGAGE DELINQUENCY AND DEFAULT COUNSELING)

Organization Name: HOUSING AND ECONOMIC RIGHTS ADVOCATES HERA

• Description: Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
• Website: http://www.heraca.org
• Email: inquiries@heraca.org
• Phone(s):
• Hours: Monday-Friday, 9am - 5pm; intake: Monday-Thursday, the first 3 weeks of the month
• Eligibility: Low and moderate income individuals
• Requirements: None
• Areas Served:
  • Sonoma United States
  • San Francisco United States
  • Contra Costa United States
  • Napa United States
  • Santa Clara United States
  • San Mateo United States
  • Solano United States
  • Alameda United States
  • Marin United States
• Categories:
  • Mortgage Delinquency and Default Counseling
• Contacts:
  • Maeve Elise Brown, Executive Director, inquiries@heraca.org