Service Name: United States Department of Housing and Urban Development - Home Equity Conversion Mortgages for Seniors

Organization Name: United States Department of Housing and Urban Development

Location

Location Name: San Francisco Regional Office

  • Accessibility: No information has been provided by Agency.
  • Physical Address: 1 Sansome Street, Suite 1200, San Francisco, CA, 94104
  • Mailing Address: 1 Sansome Street, Suite 1200, San Francisco, CA, 94104
  • Description: The Home Equity Conversion Mortgage Insurance Program insures reverse mortgages on the home of elderly homeowners, enabling them to convert their equity into monthly payments (Tenure or Term) or line of credit.

    Elderly homeowners who are 62 years of age or older and live in a home that they own free and clear (or almost free and clear) are eligible to apply for a HUD-insured reverse mortgage from a participating lender.

    Greater Sacramento Urban League is the HUD-approved Housing Counseling Agency that provides reverse mortgage counseling for the Sacramento area.
  • Website: https://www.hud.gov/program_offices/housing/sfh/hecm/hecmlist
  • Email: ca_webmanager@hud.gov
  • Phone(s): (415) 489-6400, (800) 225-5342, (916) 498-5959
  • Hours: FHA Call Center: Monday through Friday 5 am - 5 pmHUD Office: Monday through Friday 8:15 am - 4:45 pm
  • Eligibility: Homeowner 62 years of age or older. Own your home outright, or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, have the financial resources to pay ongoing property charges including taxes and insurance, and you must live in the home.
  • Requirements: Call for more information.
  • Areas Served:
    • Calaveras United States
    • Colusa United States
    • Kern United States
    • Lassen United States
    • Marin United States
    • Mariposa United States
    • Modoc United States
    • Plumas United States
    • Santa Cruz United States
    • Solano United States
    • Sacramento United States
    • San Mateo United States
    • Sutter United States
    • Alpine United States
    • Lake United States
    • Placer United States
    • San Francisco United States
    • Shasta United States
    • Sierra United States
    • Trinity United States
    • Tulare United States
    • Yuba United States
    • Del Norte United States
    • Fresno United States
    • Glenn United States
    • Napa United States
    • San Benito United States
    • Sonoma United States
    • Stanislaus United States
    • Amador United States
    • Butte United States
    • Contra Costa United States
    • El Dorado United States
    • Humboldt United States
    • Nevada United States
    • Santa Clara United States
    • Tehama United States
    • Alameda United States
    • Siskiyou United States
    • Monterey United States
    • San Joaquin United States
    • Yolo United States
    • Kings United States
    • Madera United States
    • Mendocino United States
    • Merced United States
    • Tuolumne United States
  • Categories:
  • Contacts:
    • ca_webmanager@hud.gov